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What Is
Here at, it is our goal to match you with one or more short term loan
lenders who can provide you with access to the emergency funds you need, regardless of the reason. We can help you find loans of up to $1,000 without heaps of paperwork.

Fast application that takes a few minutes to complete.
Your information is protected with 128-bit technology.
You may be approved even with a poor credit history.
Financial implications: fees for short term loans that amount up to $500 may vary from $15 to $40 for $100 borrowed. Lenders may charge higher fees for loan amounts of more than $500. Please remember to check with your lender before signing a loan agreement. Please note that lenders may charge additional fees for non-payment or non-sufficient funds. For example, lenders may charge $20 for non-sufficient funds and 10% of principle if the debt is 15 days late.

Collection practices: most lenders from our network stick to in-house collections and attempt to collect the debt through Email, SMS and telephone. Apart from that, they do not sell the loan or sue debtors; instead they may offer debt settlements over some period of time. Debt collectors must observe the regulations of the Fair Debt Collection Practices Act so please go through the FDCPA or contact your lender directly for more information.

Impact on credit score: if the borrower fails to repay the debt, the lender is within their right to file a report with a credit rating company saying the borrower in question hasn’t paid back the loan. The report may be reflected in borrower’s credit record for the time the loan remains unpaid. Once the loan has been paid back in full, the corresponding changes are introduced to the report and the credit record changes too.
Renewal policy: depending on the lender, renewal may be automatic if the loan has not been repaid on the due date. Some lenders give debtors several options to choose from when taking out a loan: auto renew a loan, pay it in full or pay down the principle. The minimum renewal term is 15 days. Please note that you may be required to pay additional fees associated with loan renewal and loan interest rates may be reset.